American Consumer Credit Counseling
consumercredit.com
National non-profit credit counseling agency offers financial education and debt consolidation.
Use Credit Wisely
citibank.com
Basic information for new credit users includes glossary, budgeting advice, and fraud avoidance. Citibank publication.
Card Watch
cardwatch.org.uk
Association for Payment Clearing Services (APACS) is UK banking industry's body that works with police, retailers, cardholders and organisations to fight payment card fraud. Provides interactive training on prevention with articles, links and contacts.
Credit Secrets Bible
thecreditbible.com
Offers tips on bad credit, bankruptcy, loans, credit cards and resolving debt.
Choosing and Using Credit Cards
ftc.gov
Detailed discussion of credit card terms and other costs and features.
Home Ownership and Equity Protection Act
assembler.law.cornell.edu
Full text provided by Cornell Legal Information Institute.
CardTechnology.com News Bulletins
cardtechnology.com
Monthly. Archives available. Examines issues and developments in smart cards and other advanced credit card technologies in banking, transportation, government, and university settings.
Family Debt Arbitration and Counseling Services
familydebt.com
Non-Profit assistance. Not available in MI, OR, AL or VA.
Advantage Credit Counseling Service
advantageccs.org
Offers non-profit debt management and credit counseling services nationwide.
Christian Credit Counselors
christianccc.org
Debt counseling from a Christian organization.
File Segregation: New ID Is a Bad IDea
ftc.gov
A credit repair scheme that promises to hide unfavorable credit information by establishing a new credit identity.
Visual Credit Counseling
visual-credit-counseling.org
Non-profit organization offers consumer credit counseling.
Finance/Credit
bbb.org
Collection of articles regarding consumer credit and financing. From the Better Business Bureau.
Ammend Credit Counseling
home.fuse.net
National non-profit credit counseling agency with consultations 24 hours a day, 7 days a week.
Consumer Credit Counseling Service of New Jersey
cccsnj.org
New Jersey's oldest non-profit credit counseling agency.
Julian Credit Management
juliancredit.com
Non-profit organization offers credit counseling services nationwide.
American Association of Debt Management Organizations
aadmo.org
National trade association for the debt management and credit counseling industry.
Pioneer Credit and Debt Consolidation
pioneercredit.com
Bonded, non-profit credit counseling company offering a debt management program nationwide.
Harbour Credit Counseling
40debts.org
Provides non-profit credit counseling and debt management services to families across the United States.
Credit Counseling of Arkansas
ccoacares.com
Non-profit counseling agency with locations throughout Arkansas.
Alliance Credit Counseling
knowdebt.org
Non-profit credit counseling organization offers nationwide services.
BBC Inside Out - Credit Card Cloning
bbc.co.uk
A report on credit card fraud and card cloning.
CCCS of the Inland Northwest
got-debt.com
Non-profit agency serving eastern Washington and northern Idaho.
Credit Info Center
creditinfocenter.com
Financial information on credit, credit reports, mortgages and loans.
American Debt Solutions
adshq.org
Offers credit card debt consolidation.
Novadebt
novadebt.org
Organization provides credit counseling, housing counseling, budgeting, and financial education to consumers in need.
U.S. PIRG
pirg.org
ATM and debit card article by the State Public Interest Research Groups. Includes explanation of rights and liabilities, pitfalls, and how they differ from credit cards.
CreditGuard of America
creditguard.org
Non-profit credit counseling agency based in Boca Raton, Florida.
Christian Credit Counseling Centers
debtkiller.com
Houston based organization that accepts secured debt on their plan.
CardRatings.com - Credit Related Articles
cardratings.com
Offers content (articles) for webmasters and educational purposes.
Gold and Platinum Cards
ftc.gov
1996 article from FTC that warns about hidden charges and fees.
Credit Card Secrets
mass.gov
Article from Massachusetts Office of Consumer Affairs and Business Regulation gives advice to help consumers with tips that apply to any U.S. citizen.
CardOffers.com: Commentaries
cardoffers.com
Consumer reviews of cards and card companies.
Consumer Credit Management, Inc.
ccmcanhelp.com
Non-profit credit counseling agency located in Farmington Hills, MI.
Ready, Set... Credit
ftc.gov
Information to help consumers determine whether they're ready for plastic, and what to look for when selecting an issuer.
InCharge Debt Solutions
incharge.org
Nationwide debt management and credit counseling services. AICCCA member.
Credit Workshop
credit.about.com
Resource for credit issues with news, views, statistics, tips and tools.
Credit Repair Organizations Act
ftc.gov
Full text of the law regulating credit repair organizations.
Consumer Budget Counseling
debtreduction.org
Non-profit organization offers credit counseling services nationwide.
Consumer Handbook to Credit Protection Laws
federalreserve.gov
Guide to shopping, applying for, and using credit, maintaining a good credit record, and complaining about an unfair deal, and discriminatory lending practices, from the Federal Reserve Board.
Consumer Credit Counseling Service of Atlanta
cccsatl.org
Services Atlanta area and also West Palm Beach, FL.
Federal Trade Commission - Consumer Credit Center
ftc.gov
Features an assortment of helpful articles related to credit issues.
Myvesta
myvesta.org
Non-profit group providing help, programs, and solutions for difficult financial problems.
Big Solutions, Inc.
mybsi.org
Accredited debt management and credit counseling organization.
Credit Cards at Bankrate.com
bankrate.com
Average rates, features, fee and rate comparisons and searches, scam alerts, FAQ and articles.
Legal Information Institute
law.cornell.edu
An overview of consumer credit law with links to additional sources.
The Credit Scoring Site
creditscoring.com
Resource regarding credit score industry trends, laws and regulations.
Genus Credit Management
genus.org
Non-profit organization offers free credit counseling and educational programs.
AllAboutCreditReports.com
allaboutcreditreports.com
Offers information on credit reports, credit repair and managing credit.
Consumer Credit Counseling Service of San Francisco
cccssf.org
Accredited Non-profit firm. Required certification for all staff counselors.
National Consumer Resource Center
nationalconsumerresourcecenter.com
Non-profit organization assisting consumers through debt counseling and financial education.
CardRatings.com Message Board
creditcardperks.webgroups.biz
Two biggest forums are dedicated to credit cards, and to general credit and debt management issues. Anyone can read; registration required to post.
Creditaccuracy.com
creditaccuracy.com
Greg Fisher provides industry insights and examples of reporting inaccuracies by major credit bureaus.
Christian Credit Counseling Service
christiancreditcounsel.com
Non-profit division of Christian Asset Resource Educational Services based in Tulsa, OK.
Credit Card Loss Protection Offers: They're the Real Steal
ftc.gov
FTC article alerting consumers on loss protection insurance scams.
Fair Credit Billing Act
ftc.gov
FTC summary of the law governing "open end" credit accounts.
CBM Credit Education Foundation
cbmfoundation.org
Non-profit organization assists schools, businesses and civic groups to promote financial literacy and the wise use of consumer credit. Includes educational materials and links to related sites.
Secured Credit Card Marketing Scams
ftc.gov
Covers the deceptive advertising claims some marketers use to entice consumers with subprime histories.
Consumer Credit Counseling Service of Coons-Curry
cccscoos.org
Oregon headquartered NFCC member counseling organization.
Dog & Pony Shows, LLC
dogandponyshow.server101.com
Provides multi-media presentations to help college students understand how they can take control of their credit cards and finances.
Credit Talk
creditalk.com
Money management resource by MasterCard International. Includes tools, budgeting basics, tips, articles, glossary, and student guides.
MyFICO
myfico.com
Offers access to FICO credit scores.
A Family Budget Counseling, Inc.
afamilybudget.com
New York based non-profit credit counseling organization.
Metropolitan Debt Solutions
debtmanagers.com
Non-profit credit counseling service.
Frontline: Secret History of the Credit Card
pbs.org
FRONTLINE and The New York Times examine how the credit card industry has become so pervasive, lucrative and politically powerful.
Your Credit Card Companies
yourcreditcardcompanies.com
Provides a centralized resource center on aspects of consumer credit, including education, reporting and scores, identity theft, fraud, financial tools and resources.
Choosing a Credit Card
federalreserve.gov
Tips on how to shop around for a credit card and analyze various offers and agreements. From the Federal Reserve Board.
Credit Counseling of Western PA
cccspa.org
Local non-profit that offers money management counseling and educational resources for budget, housing and credit counseling.
Fair Debt Collection Practices Act
ftc.gov
Full text of the law governing third party collection of debts.
Credit Advocates Counseling Corp
creditadvocates.com
Licensed and accredited not-for-profit organization offering credit counseling services.
DebtServe
debtserve.org
Provides nationwide debt management services and educational materials.
TruthAboutCredit.org
truthaboutcredit.org
Offering advice on credit cards. Coverage includes rip-offs, hazards, traps and navigating offers.
CCCS of Central New York
cccscny.org
Non-profit credit counseling agency based in Syracuse, New York.
Consumer Credit Counseling Service of Maryland and Delaware
cccs-inc.org
Offers community education, budget counseling and debt repayment programs.
Fair Credit Reporting Act
ftc.gov
The complete text (as amended October 2001) of the law governing credit reporting.
Debt Wave Credit Counseling
debtwave.com
Offers non-profit credit counseling and management services.
North American Consumer Credit Service
ihavetoomanybills.com
Non-profit credit counseling agency offering programs nationwide.
Money Management International
moneymanagement.org
A full-service credit counseling service agency.
Debt-Free America
debtfreeamerica.com
Offering free debt management and credit counseling nationwide.
How Stuff Works
howstuffworks.com
Explains the technology of credit cards and the different types of cards and plans available to consumers.
Avoiding Credit and Charge Card Fraud
ftc.gov
FTC advice on how to protect yourself from fraud.
MasterCard - Money Management
mastercard.com
Offers tips for students on how to manage credit for college fund.
Equal Credit Opportunity
ftc.gov
How the Equal Credit Opportunity Act (ECOA) protects consumers.
Credit Card Blocking
ftc.gov
1997 article from FTC about what blocking is, when it is used, and how to avoid it.
Debit Cards: Beyond Cash and Checks
natlconsumersleague.org
From the National Consumers League, article discusses what a debit card is, types, when to use, responsible use, tips and warnings.
Family Credit Counseling Service
familycredit.com
Non-denominational Christian credit counseling agency.
Cook County Consolidation
cookconsolidation.com
Accredited Chicago area debt counseling firm.
How to Dig Yourself Out of Credit Card Debt
bizjournals.com
Denver Business Journal article geared towards the small business owner.
ATM Debit Cards
pirg.org
Public Interest Research Groups article on problems with debit cards.
Consumer Credit and Budget Counseling
cc-bc.com
Non-profit agency offering consumer credit counseling.
Association of Independent Consumer Credit Counseling Agencies
aiccca.org
Directory of non-profit counseling organizations meeting membership standards.
KnowledgePlex - A credit counselor checklist
knowledgeplex.org
Guidelines to help debtors be very selective in finding a credit counseling firm. "Legitimate credit counseling firms exist, but it's buyer beware."
How to Get a Lower Interest Rate on a Credit Card
ehow.com
Tips, steps to take, warnings.
Consumer Credit Counseling Service of Central Florida and the Florida Suncoast
cccscfl.com
Non-profit counseling.
Creditboards
creditboards.com
Online discussion forums covering several aspects of consumer credit.
Equal Credit Opportunity Act
assembler.law.cornell.edu
Full searchable text provided by Cornell Legal Information Institute.
The Credit Report Site
thecreditreportsite.com
Comprehensive free credit information for consumers and businesses.
Credit and ATM Cards - What To Do If They're Lost or Stolen
ftc.gov
Covers how to limit your financial loss, how to protect your cards, whether to buy a registration service, and how to file a complaint.
CCCS of Orange County, California
cccsoc.org
Non-profit counseling agency based in Orange County, California.
CCCS of Delaware Valley
cccsdv.org
Non-profit counseling agency serving Philadelphia and the Delaware Valley.
Fair Debt Collection Practices Act
ftc.gov
FTC Educational material and staff opinions on the FDCPA.
Consumer Debt Management Northeast
cdmn.org
Offers a consolidation program for clients with debts.
American Family Credit Counseling
fordebt.org
Bonded and AICCA member credit counseling organization.
Consumer Leasing Act
assembler.law.cornell.edu
Full searchable text provided by Cornell Legal Information Institute.
Consumer Credit Counseling Service of Nevada
cccsnevada.org
Non-profit organization offering free credit counseling.
Fair, Isaac and Company
fairisaac.com
Largest provider of consumer credit scoring models used in credit approval.
Credit Network
needhelpwithbills.com
Maryland based non-profit debt counseling organization.
Family Life Resources
flrministry.com
Accredited non-profit christian credit counseling agency.
Debt Counseling Corp.
debtcounselingcorp.com
Non-profit organization features credit card consolidation.
Trinity Debt Management
trinitycredit.org
Ohio based, non-profit counseling agency offering services nationwide.
Fair Credit Reporting Act
ftc.gov
FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 (called FACTA or the FACT Act).
Consumer Credit Counseling Service of Los Angeles
cccsla.org
Non-profit one-on-one counseling and education.
American Credit Foundation
debtguru.com
Organization providing credit counseling and budgeting help.
CCCS of New Hampshire and Vermont
cccsnh-vt.org
Non-profit agency serving New Hampshire and Vermont.
Your Credit Record: A Report Card on Your Personal Finances
fdic.gov
Special issue of FDIC Consumer News devoted to credit reports and credit scores.
AnnualCreditReport.com
annualcreditreport.com
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. Date of availability depends on region of the country.
Consumer Credit Counseling Service of Greater Fort Worth
cccsfw.org
Debt counseling services for the Greater Fort Worth, Lubbock, Central Texas areas.
The National Foundation for Credit Counseling
nfcc.org
Non-profit agency offering consumer education.
Auriton Solutions
auriton.org
USA national non-profit credit counseling agency providing free consultation and education for debt relief.
Debt Reduction Services
debtreductionservices.com
Debt management assistance with locations throughout the US.
Credit Advisors Foundation
creditadvisors.org
Services include budget balancing and bill consolidation.
IPayDebt Financial Services
ipaydebt.com
Offers to negotiate lower interest rates and smaller monthly payments.
Fiscal Fitness
ftc.gov
How to choose a credit counselor.
GreenPath Debt Solutions
greenpath.com
Servicing AR, IL, MI, NY, WI and NJ.
Credit Repair: Self Help May Be Best
ftc.gov
Consumer information from the FTC about credit repair schemes.
Credit Repair Organizations Act
ftc.gov
Full text of the law regulating credit repair organizations.
Do It Yourself Credit Repair
creditrepair.arinsattic.com
Steps you can take to repair your credit yourself legally, including free sample letters.
First American Credit Institute
fixitcredit.com
Offers information on correcting errors and negative marks on credit reports.
ClearPoint Financial Solutions
clearpointfinancialsolutions.org
National non-profit agency offering credit counseling, debt management and other financial services.
Credit Card Management Services, Inc.
debthelper.com
Non-profit debt consolidation and credit counseling organization.
Advantage Debt Management of America
helpwithbills.org
Internet division of Cincinnati Credit Counseling Services.
Delray Credit Counseling
delraycc.com
Company assists consumers with budget planning and credit counseling.
Consolidated Credit Counseling Services, Inc.
consolidatedcredit.org
Non-profit organization offers debt counseling and financial education services across the USA.
Genesis Financial Management
genesisfinancialmanagement.com
Non-profit credit counseling agency open 7 days a week.
Consumer Credit Counseling of Greater Dallas, Inc.
cccs.net
CCCS of Dallas is a non-profit community service helping consumers avoid bankruptcy through education and counseling.